Stress-Free Financing Options
Flexible, Convenient Payment Solutions for Fixes & Upgrades
We understand home repairs are often unexpected, but our goal at Lantz Home Services is to make this process as easy and painless as possible. We offer fixed-rate financing options through GreenSky with rates that are often lower than many consumer credit card providers.
To get an application started, please give us a call today.
Key Financing Options:
- Personal Loans/Home Improvement Loans: These are often used for significant repairs or full system replacements, often with fixed rates, allowing for faster, cheaper, and more predictable repayment.
- Third-Party Financing: Companies like GreenSky provide quick, often same-day approval for financing, with some offering loans ranging from $1,000 to over $100,000.
Key Considerations:
- Credit Requirements: Generally, a credit score of 600 or higher is required, though some options are available for lower scores.
- Approval Process: Many lenders and dealers, such as GreenSky, allow you to check for pre-qualified rates without impacting your credit score.
- Costs: Look for, and understand, the interest rate, APR, and any potential dealer fees.
Benefits:
- Preserve Savings: Avoid using your emergency fund for a new system.
- Energy Savings: Financing a high-efficiency unit can sometimes be offset by lower monthly energy bills.
- Urgent Repairs: Get immediate relief during a "home comfort crisis" (e.g., AC failure).
